The mortgage industry has long been known for its complexity, manual processes, and paperwork-heavy procedures. However, with the rise of artificial intelligence (AI), many of these traditional practices are becoming automated, allowing professionals to work more efficiently, eliminate errors, and ultimately provide better service to their clients. Troy Kennedy, Founder of LoanWorks, explains: “The mortgage […]
Adopting new technology can be intimidating, especially when you’ve been in the industry for decades and built your career on tried-and-true methods. That’s exactly how Jodi Perry, a seasoned loan officer, felt when she was introduced to AI-powered tools at LoanWorks. However, after a few initial hesitations, Jodi saw firsthand the transformative power of artificial […]
The world of mortgage lending is changing fast, and AI is at the heart of this revolution. While many lenders are dipping their toes into AI, LoanWorks.ai has fully embraced it, transforming the way Loan Originators do business. But it’s not just about automation and speed—it’s about unlocking new opportunities for growth and financial freedom. […]
CEO Troy Kennedy and LO Jodi Perry In this groundbreaking episode of Lykken on Lending, we dive into how AI is reshaping the mortgage industry — not by replacing loan officers, but by empowering them to reclaim their time, their business, and their personal lives. David Lykken is joined by Troy Kennedy, Founder of LoanWorks.AI, […]
Buying your home was just the beginning. Here’s how to protect it, maintain it, and grow its value over time.
Think your down payment is the only upfront cost? Let’s break down the full picture—so you can close with confidence and no surprises.
Interest rates can change daily. Here’s how to protect your rate—and your budget—before it’s too late. In 2025, mortgage interest rates remain sensitive to economic shifts, inflation reports, and Federal Reserve policy. For borrowers, this volatility can create uncertainty during the loan process—but it doesn’t have to. A mortgage rate lock gives you control and […]
In a fast-moving real estate market, preparation is everything. One of the biggest reasons mortgage approvals stall—or fall through—is incomplete or delayed documentation.
Feeling overwhelmed by the mortgage process? You’re not alone—but it’s simpler than you think once you know what to expect.
Choosing the wrong mortgage type could cost you thousands. Here’s how to make the right move based on your goals and timeline. With interest rates stabilizing but still higher than pandemic-era lows, buyers in 2025 are paying close attention to their mortgage structure. Two of the most common options—Fixed-Rate Mortgages (FRMs) and Adjustable-Rate Mortgages (ARMs)—offer […]