FAQs

The loan amount you can borrow depends on various factors such as your credit history, income, and the type of loan you’re applying for. Contact us or use our loan calculator to get an estimate based on your information.

Interest rates vary depending on the type of loan and your creditworthiness. To find out the current rates, contact our customer service team.

Our loan application process typically involves filling out an online application form, providing necessary documentation, and undergoing a credit check. Once submitted, your application will be reviewed and we will notify you of the decision.

The approval timeline varies, but we strive to process applications as quickly as possible.

Collateral requirements depend on the type of loan and your creditworthiness. 

We aim to be transparent and fair with our borrowers. Some loans may have prepayment penalties, but we will clearly disclose this information during the application process.

LoanWorks, Inc. NMLS#2506079 (check licensing at https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2506079).
By refinancing an existing loan, the total finance charges may be higher over the life of the loan.

Yes, you can still apply for a loan even with a poor credit score. We offer options for individuals with various credit histories, and our team will work with you to find the best possible solution.

Yes, many of our loans allow joint applications. Applying with a co-borrower might increase your chances of approval and might also lead to better loan terms.